Preferred Checking

This account is designed for members who want full service checking.

• Opening deposit of at least $5
• Checking account earns dividends
• First order of Credit Union standard checks are free.
• Free re-orders of Credit Union standard checks with direct deposit or age 55+ or at least $50,000⁺ on deposit 
• No minimum balance required with direct deposit or age 55+ or at least $50,000⁺ on deposit, or $400 monthly average balance required to avoid the $5 monthly service fee 
• 10 free ATM transactions per statement cycle, at any Bank of Hawaii or Hawaiian Financial FCU ATMs.
• Free Debit Card
• Free Online Access
• Free Mobile Access
• Free Bill Payer
• Courtesy Pay available to qualified members
• Overdraft Protection available based on approval 
• Ability to deposit a check via your smartphone or tablet to qualified accounts

Open an Account

View our Rate & Fee Schedule. Order standard checks.

Items needed to open your acount:
- Completed application
- Copies of valid IDs U.S. Driver's License
U.S. State ID
Military ID
U.S. Passport for all adult account holders
- Copies of Student ID and Social Security Card
- Opening deposit of at least $5
Submit your documents securely here.