VISA Credit Card

VISA Classic

No annual fee card with two programs: VISA Classic, and Share Secured.

11.90% APR*
Online Access
Alerts on usage via your mobile or email
Auto Rental
Verified by VISA is a new service that lets you add a personal password to your existing VISA credit card. You get added safety and reassurance that only you can use your VISA credit card online.

No annual fee, higher credit line with a competitive interest rate.

9.90% APR*
Online Access
Alerts on usage via your mobile or email
Auto Rental
Travel & Emergency Assistance
Verified by VISA is a new service that lets you add a personal password to your existing VISA credit card. You get added safety and reassurance that only you can use your VISA credit card online.

No annual fee, higher credit line with a competitive interest rate.

8.90% APR*
Online Access
Alerts on usage via your mobile or email
Auto Rental
Travel & Emergency Assistance
Verified by VISA is a new service that lets you add a personal password to your existing VISA credit card. You get added safety and reassurance that only you can use your VISA credit card online.

Certain restrictions apply. See VISA Brochure for more information. *APR = Annual Percentage Rate

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances	8.90% Platinum Card 9.90% Gold Card 11.90% Classic Card, including Regular and Share-Secured
Penalty APR and When It Applies	None.
Paying Interest	Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the post date.
Minimum Interest Charge	None.
For Credit Card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at *http://www.consumerfinance.gov/learnmore*.
Fees
Annual Fee	None.
Transaction Fees • Balance Transfer • Cash Advance	None. None.
Penalty Fees • Late Payment • Over-the-Credit-Limit • Returned Payment	Either 5% of the past due payment or $2, whichever is greater (maximum fee $20). None. Up to $20.